David LeFever, CRFA

CONNECT

Address:

5575 Garden Village Way
Suite C102
Greensboro, NC 27410

Phone:

336-682-9549

Fax/Other:

336-852-2050

Pre-Retirement

It's never too early to plan for your Life After 60.  Whether you are just getting started in your career, or retirement is fast approaching, you are in the extremely important “accumulation phase” of your life.  The financial decisions you make now can have the most dramatic and profound effect on your future.  While you are likely to be in your top earning years, you and your family are also most vulnerable to such risks as disability, premature death or poor investment strategies.  You may also find yourself in the “sandwich generation,” where you are paying for your children’s college while caring for elderly parents.

Regardless of which stage of life you are in, a well-thought-out and comprehensive financial plan can give you the peace of mind you need.  Below are a few issues that should be considered by clients in the accumulation phase.

Income Protection- It’s likely that you have insured your home against a disaster.  Have you considered how disastrous it would be to your family if you lost your income due to a death or disability?  We can provide you with an unbiased quote for life insurance or disability insurance. REQUEST A QUOTE
Retirement Savings- Are you saving enough to provide for the retirement you deserve?  Income may come from a 401(k), IRA or Roth IRA.  Use our RETIREMENT COST calculator to see if you are saving enough. 
Budgeting Cash Flow- Is there more money coming into your household or going out?  Use our CASH FLOW ANALYSIS tool here
Risk Management- Is your life, health, disability insurance adequate and cost effective?  REQUEST A QUOTE
College Planning- How much is college likely to cost, and how will you fund it?  We can help you decide if a 529 plan is your best way to save for college. 
Use our COLLEGE FUNDING calcutator here.


  LeFever Financial, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Investment Advisory Service in Greensboro NC

 

 

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Check the background of this financial professional on FINRA's BrokerCheck